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Cash flow, not collateral: What Kenyan banks want from small businesses

Banks are increasingly assessing entrepreneurs on their ability to generate cash, manage expenses and repay debt, making sound financial records critical to accessing credit.
By David Njaaga 2026-11-02 17:00:00
Mugeni cautioned that using short-term credit to acquire long-term assets could leave businesses struggling to meet repayment obligations before those investments become profitable.
By David Njaaga 2026-10-27 08:21:13
The heavier moment often comes earlier: before the click, when the setup is close, risk is being calculated, and I have to decide whether the market has earned my capital.
By Kojo Forex 2026-10-25 08:23:22
Discover Cardtonic's expansion into Kenya features automated USD and Sh wallets, and it is building a borderless financial infrastructure.
By Bazoom Group and Memoir Communications 2026-10-24 06:30:00
Building the continent's cybersecurity workforce, with more than 200,000 roles unfilled at the end of 2025, is emerging as one of its clearest opportunities to strengthen resilience.
By Mastercard 2026-10-13 16:36:32
The SportPesa League has continued to provide a platform for Kenyan clubs to play, attract players, and improve their relationship with their fans.
By James Maranga 2026-10-13 16:08:22
“I try to clear my mind before I start trading. I don’t want to carry emotions from the previous session into the next,” he explains.
By Bazoom Group 2026-10-10 10:21:00
Drinkers are moving away from binary choices such as beer versus spirits and gravitating toward dynamic, flavour-centric options that offer versatility and accessibility.
By Genuine Alcohol Brands In Kenya 2026-10-07 09:48:21
With more teams, matches and group-stage fixtures, there were additional opportunities for surprises.
By NLinks 2026-10-06 16:37:26
Running from 28 Sept to 4 Oct 2026, the promotion puts a Sh2.5 million prize pool at its centre while the wider Aviator campaign also spotlights really big-winner moments.
By James Maranga 2026-10-04 07:41:34
Milk replacers are packaged and sold as powder; hence, they need to be mixed with warm water 45°C mixing temperature.
By Unga Farmcare 2026-09-30 10:33:46
SportPesa League ni yetu, TwendeGame!! Captures the feeling around the 2026/27 season. This campaign is not only about who lifts the trophy but also a defining moment for the local game.
By James Maranga 2026-09-28 15:15:55