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Philemon Agar.
When high school principal Philemon Agar Koyier sought early retirement in January 2017 to join politics, he had no serious health or financial complications.
Pursuit of post-retirement insurance cover was not an immediate priority as his pension benefits were enough security and “all my attention was focused on how to become a ward representative, which I contested and lost,’’ recalls the 61-year-old.
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