In past weeks, I have received a lot of e-mail enquiring about various issues regarding personal finance. While most of them were from readers who want ideas on how to invest and make it before their retirement, two of them stood out.
The first one was about a lady in her mid-30s who is so scared of an impending retrenchment at her work place that she is almost immobilized by fear of the unknown. "What do I do if I get the sack? Where do I start?" she cried.