Thrice in my life, I have contemplated suicide. Twice as a child and once as an adult. Luckily, as a child, no one called my bluff, so I am here writing this column. As an adult, it happened a few months after I graduated from the university.
I had learned from friends that the Higher Education Loans Board (HELB) automatically starts levying a charge of Sh5,000 on their loan one year after clearing campus, regardless of whether you are employed or tarmacking.