Do you need to get reasonable returns, worth your cash? Are you busy in employment but need an extra income? Have you received big money whose use you can't decide at the moment, and fear to embezzle? Worry not. I have an answer.
When I was in high school, I learned much in business(Economics, Accounts, and Commerce). My Business teachers talked much about investment and saving schemes, including various banking products, like savings, Fixed Deposit Accounts, and Current Accounts.
I have grown, gone to college and working but after critical observation, I have realised that: bank savings, insurance policies, fixed deposit accounts are not the best for you, but business making catchwords.