How I handled my landlord after locking my bedsitter

On Monday, as I left for work, I left my landlord holding a padlock at the door of my bedsitter. The thing is I have not paid the rent for September; I have been waiting for the low interest capped loan from my bank.

It is not all well with these banks. I thought, the law ruled that it is our constitutional right to access the loans without undue delay?