By JOHN KARIUKI
Wannabe millionaires who deceive themselves by feigning financial contentment are everywhere people look these days. These are the high earners who live a flashy lifestyle by going into debt up to their throats. They sport the latest models of cars, mobile phones and home appliances, and take their children to the best schools around. But they are often in a horrible financial cycle of borrowing. When they create goals for themselves, they don’t make them big enough to incorporate hard work and a saving culture to live well.