The anatomy of the Kenyan digital borrower

It may even be suggested that they play a real-time game whose outcome will determine whether they as a customer are creditworthy.

Understand the business cash flow and only borrow only if your projections are right.

No matter the little that goes into saving, it can come in handy on a rainy day or address that emergency.

There is an increase in the uptake of credit from mobile money lenders in 2020 compared to the previous year.

Digital credit is a major leap that has opened us up to the benefits of automated lending to households, businesses and the general economy

It is possible to improve your credit rating thus your record is not ruined forever.

Mobile loan customers face a torrid time when they are late to pay back

Consider taking a short term loan to give yourself a cushion for the lean months.

Technology company Kibo Capital Group has rolled out an electronic receipting application for both mobile money payments and banking deposits

Are you in so much debt that it’s giving you sleepless nights?

There’s been a proliferation of easy loan products and use of digital credit as mobile money transfer services become widespread.

Having failed to pay your loans in time, there is a high likelihood that you have been listed on CRB which will flag you as a defaulter