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Vandalised Quickmart supermarket in Mlolongo, Machakos County, July 12, 2023. [Samson Wire, Standard]

It is difficult to sustainably run a business in a volatile environment. This is especially the case for majority of small and medium enterprises (SMEs).

Their operations are majorly owned by sole proprietors and may not have adequate reserves to withstand material disruption from economic shocks and other eventualities such unavailability of the business owner due to death or illness.

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