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Navigating a year of spending with ease (Photo: iStock)
While money is spent daily, many of us only receive our earnings once a month. This creates a disconnect that can derail even the best intentions. Financial literacy expert Patrick Wameyo suggests that the key to bridging this gap is to put a financial plan on paper.
This short-term planning process not only manages your immediate needs but also provides the clarity required to secure your long-term ambitions.
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