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What you need to know before taking a home loan

More and more people are turning to home loans or mortgages when acquiring their dream homes. To qualify for a home loan, you need to know and put in place a number of things.

If you are planning to get a home loan, it is important to ensure that you have a good credit record. With credit reference bureau companies now fully operating in the country, banks are able track your credit records with a click of the mouse. So make sure you are credit worthy.

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