Fire, theft and vandalism are some of the common calamities that affect people almost everyday. In some parts of the country, lightning and landslides destroy houses. Most of us wrongly think this is bad luck that only affects some people. Anybody can be affected. You therefore need to insure your property so that you don’t suffer total loss should it be destroyed.
Just like personal insurance, home insurance gives you the freedom to enjoy life without fear of uncertainty and give you peace of mind. In case of fire, theft or vandalism, the insurance company compensates you for the loss so that you are able to reinstate your home. An insurance policy also secures your financial security given that a home can be a supplementary source of income the only form of income in some cases.