Excuses holding you back financially

You have been on a savings plan and it is going well. You have stuck to your monthly budget. Then you say to yourself: “You know, I work really hard. I should treat myself.” So you splurge on food, shopping, beer or whatever else. All this because a client’s cheque came early.

If this is you, you are most certainly suffering from money excuses. While it is okay to enjoy the money you have worked for, you will often find yourself going overboard.