How do you know she loves you back?

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Dear Roxanne,

I have been with my girlfriend for over a year now, and I am concerned over her lack of affection. She never says ‘I love you,’ unless I say it first. She doesn’t initiate any physical contact, so I always have to be the one to kiss her first or hold her hand. It is really bothering me because I feel like she is not all that interested in me. If she was, she would want to hug me or kiss me more often to show that she cares. I have tried talking to her about it, but she says she is just not an affectionate person in nature. How do I get her to show me a little affection? Paul.