Phobia is the Greek word for fear which refers to panic that is completely out of proportion to the perceived threat behind it. Fear has a paralysing effect on people and we all fear something.
For instance, fear of failure keeps people from trying anything risky; fear of rejection makes people afraid of doing anything that would draw criticism or ridicule. Yet, anything that is worthwhile and living by faith requires taking some risk; getting married, taking up a job, having a baby or starting a business