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You make five times more now but you still have no savings...

You started out living in a bed sitter in a non-glamorous part of town. You weren’t earning much, but somehow, you were making ends meet. Fast forward 10 years or so- you’re making several times the amount you used to but it never seems to be enough. You moved into a larger house in a posh neighbourhood, bought a car you can barely afford to keep, frequent high-end restaurants and night-clubs, and have a gym membership you barely use. In short you have become accustomed to a more expensive way of living. Say hello to the dreaded lifestyle creep!

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