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Nairobi; Kenya: To some people, tenant purchase schemes (TPS) may sound like taking a mortgage. But the two are different. For one, the requirements under a tenant purchase scheme are not as stringent and detailed as those of a mortgage.
The approval process for TPS is simpler and faster, sometimes taking only two weeks. Approval for a mortgage application, on the other hand, could take as long as 90 days due to registration of charge.
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