I am a 26-year-old lady earning Sh40,000 per month. I have been working for four years now but I have not been very keen on managing my money so I have no savings at the moment. That said, I still live with my parents and I have been considering moving out. How can I raise the money I need for this? Can I save money while living on my own, and still maintain my 'struggle-free' lifestyle? Please help.