Why your children are not your retirement policy

Retirement policy

I am a 35-year-old who has been in employment for 12 years. I have a relatively cushy job but have nothing to my name. While my peers are married with children and have bought homes and invested in real estate, I am only beginning to contemplate boosting my savings. And I blame my parents and myself too, for letting them do this to me.

Let me explain. I am the second child in a family of four. My elder brother lives abroad. He has work and family there, and for some reason, we do not hear much from him. No calls or emails except for the occasional WhatsApp message. My younger sister is in college. That means I am the only one with some economic power and within my parents’ reach.