To many Kenyans, National Hospital Insurance Fund (NHIF) is the only medical cover they can turn to when sickness comes calling.
For a country, where fertility rate averages 4.26 births per woman and private sector dominates the healthcare sector, meeting medical bills is always among top worries for families. But thanks to NHIF, which has so far registered 6.5 million Kenyans, they have something to turn to in order to cut their expenditure.