People who walk along the roads and those travelling in cars are protected from the danger of road accidents. This protection comes from the law. All owners of motor vehicles are required by law to take out insurance before they can use these cars on the road. Car owners are also required to display the certificate of insurance on the windscreen of their vehicles. This type of insurance is known as Motor Vehicle (Third Party Risks) insurance.
This insurance covers risks to third parties from loss of life and bodily injury from a road accident. Ideally, any family that loses a loved one through an accident should be compensated. These families should receive monetary compensation for the pain and suffered by their loved ones and the cost of any medical care. They should also be paid a fair estimate of the dependency they have lost. This loss of dependency is usually an estimate of the income their loved ones would have earned for the rest of their working lives.