Insured on paper but exposed in reality, the burden of riders after crashes

As motorcycle transport continues to grow across Africa, the gap between insurance on paper and protection in practice remains a serious concern. [File, Standard]

When a boda boda rider crashes, survival is only the first battle. The next is navigating an insurance system many say is stacked against them.

Known as boda boda, piki piki, or bajaj in East Africa or okada in West Africa, motorcycle riders are among the most exposed road users.