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Truth Without Fear
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Living luxuriously requires a strong financial foundation based on budgeting, saving and investing. The 50-30-20 budget rule states that 30 per cent of your income should be allocated to wants, and this is where your dream of luxury living can be realised.
You can set financial goals specifically tied to lifestyle upgrades or luxury experiences by automating savings towards them. Margaret, a true believer in categorised spending, notes that creating a luxury fund will allow you to save monthly towards your luxurious lifestyle.
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