Dear Dr Pesa,
I am a 27-year-old single mother of one earning an average of Sh60,000 per month from my many hustles. Three months ago, I got injured in a terrible accident and used up all my savings on medical bills. My car was partially fixed by insurance. I however had no health insurance and had to pay out of pocket; I just finished paying off the debts. How do I go about choosing insurance? How can I ensure I get the maximum benefit?