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How to track your expenses and be ready for surprises

Photo; Courtesy

After attending a wealth creation seminar earlier in the year, my friend and I decided to buy a small notebook as recommended by the speakers and started tracking our expenditure. We recorded everything we bought for one week and met to go through our records.

We went through my friend's notebook first. In just one week, she had spent Sh5,000 on non-essential items. It was a bit of a relief for me as I had not reached that mark though I was not far behind.

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