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How to get ready for the holidays and avoid January hustle.

Photo; Courtesy

Christmas and the general end-year activities are slightly more than two months away. It is the season of heavy spending and those who are financially prudent and have learnt how unpreparedness leaves them stranded in the New Year start saving for this season early in the year.

If you did not put money aside throughout the year, you will be among those who will lament come December/January.

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