Prudent ways to avoid impromptu spending

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We are now just days to Christmas. This is one day in the year that hogs so much money that after it is over, many people wonder what it was all about.

They ask: Was it really necessary to eat and waste so much food – and money – just for one day’s merriment? Interestingly, come next December, the wastage will be there and overspending will be the hallmark of the day.