CarePay Ltd is a Kenyan firm that was started to connect people to better healthcare. The company is behind the M-tiba platform, through which it directs funds into a ‘health wallet’ in users’ mobile phones. The platform allows anyone to send and save money, but restricts the use of these funds to medical treatment at selected healthcare facilities. We spoke to CarePay Chief Executive Kees Van Lede on his company’s efforts to drive healthcare inclusion for millions of Kenyans.