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Learn to sift needs from wants

If you like to be seen as trendy, you will probably change your clothes, handbags and electronics for no utilitarian value but simply to get in the groove of the sexiest and trendiest designs as they hit the market. But such a habit can cost you a fortune.

The most frequent piece of glitzy purchase is the mobile phone. Phone manufacturers seem to have conspired in ensuring that before we learn how to fully operate any model, a flashier and irresistible one is in the market, suckering in scores of people to spend their funds.

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