Five ways to get the most out of your student HELB loan

Needy and deserving students are eligible for funding by the Higher Education Loans Board (HELB). It enables them to pursue their dream career. After four years, they usher you into the already shrinking job market with about Sh250, 000 debt.

Irrespective of whether you have a job, you've to remit a minimum amount monthly. Failure to which you attract a penalty of sh. 5,000 per month. It explains the high default rate.