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The size of an average mortgage loan has grown by 25 per cent over the last decade, raising concerns about affordability for low- and middle-income earners amid the affordable housing push spearheaded by the presidency.
Data from the latest Bank Supervision Annual Report by the Central Bank of Kenya (CBK) and research from the Kenya Mortgage Refinance Company (KMRC) highlight this issue, indicating that the increased interest rates in 2023 have exacerbated the situation.
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