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Creating an effective budget is one of the hardest things to do especially when it means not treating yourself to luxuries whenever you feel like it. However, budgeting is important because it will help you plan your money and be financially independent and in control.
You are also less likely to fall in debt or sink under financial transitions when you have your money properly planned and budgeted for. Here are some five tips to help you create a budget that is more effective and actually works for you:
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