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Mistakes that make getting out of debt harder

Are you in so much debt that it’s giving you sleepless nights?  You might have student loans, car loans, a mortgage, a mobile app loan, and loans from family and friends.

Deciding to pay off your debt is easy enough- the real test is in actually doing it. Getting out of debt entails more than just paying off a few thousand shillings here and there...when you have spare change. It means changing spending habits, learning how to budget, knowing who and how much you owe, knowing which debt to prioritise, and creating an emergency fund. 

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