Beginning a new year definitely has got you thinking of how much you want to achieve. Dreams you can only achieve by laying a strategy which must involve dropping some of your old habits and replacing them with newer inspired ones. While saving your money may sound like a good way to walk into the new phase of your life, lack of a solid plan and same old habits may make it flop so bad. Regardless of how you make your money and how much you make, there some new habits that when adopted can take you to the next level.