One of the resolutions you have probably made this year is to be in control of your finances. Perhaps last year was not a good one for you as you wondered where all your money went, as you always found yourself broke at the end of every month. You ran into debts, or even failed to pay for your basic needs.
In the just concluded festive season, you had probably planned to splurge and visit the most exquisite places and make merry. This was not to be as you did not have enough money to spare!