Why you need to put a brake on your impulse spending

A pervasive and costly myth is that many townspeople count themselves lucky for being at the centre of things. Whether they are employed or in business, such town dwellers are often the first to zap up every new trend.

They are the first to arrive at an auction down the street where things are selling at ‘throwaway prices’ and are privy to ‘envoys who are leaving’ and international agencies disposing off property. As a result, such urbanites have an uncanny sense of value and own the best cars, furniture and household items, all bought at what they believe are once-in-a-life time bargains.