Secrets from a tiny book on how you can join the millionaires' club

Kenyans' favourite investment is land. [iStockphoto]

Many years ago in a South African airport, I came across a tiny book called The ten distinctions between millionaires and the middle class by Keith Cameron Smith.

I flipped through the book and dismissed it as a polemic write-up on finance. Later as I sat in the plane, I started thinking about the book and it occurred to me that sometimes, the greatest ideas are actually very simple. I bought ten copies of that book and sent it to all my young relatives to read.