Can employers determine how staff spend pay?

A team leader speaks to a member of her team at a workplace. [Getty Images]

Payday, mayday. Anthony Oliech, who works in a dry cleaner in Nairobi, thinks of payday with the same anxiety believers consider the apocalypse. Within moments of receiving his pay, the bills gobble it up.

A debt here, an unforeseen expense there and he is left with very little in his pockets.