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How to make wise decision before using credit card

NAIROBI, KENYA: Making a purchase with a credit card can be rewarding one moment and regrettable and binding the next. For many, the joy of that tiny square of plastic monetary freedom becomes a ball-and-chain of debt faster . Yet others maintain a responsible, reliable account that provides a rewarding experience.

Take a look at the following pros and cons for credit cards to decide whether or not you should make the swipe.

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