I found financial freedom in self-employment

Ann Waithira Ngugi, 35

I was employed for four years and was on the same salary throughout, so I got frustrated and decided to quit my job and go into entrepreneurship. Part of the reason for this was that despite the rising cost of living, my static salary made it almost impossible to set any personal financial goals.

Living from salary to salary and having nothing to show for it convinced me to invest my last paycheque in a second-hand business.