How 25 years as bank manager birthed digital lending business

Peter Macharia, Managing Director Jijenge Credit Ltd. He started the business in 2014 after taking a voluntary retirement package. [Graham Kajilwa, Standard]

Jijenge Credit Ltd is one of the digital lenders licensed by the Central Bank of Kenya. It was founded almost a decade ago by Peter Macharia who has decades of experience in banking.

Enterprise caught up with Mr Macharia who shared the business' triumphs and setbacks, his view of the lending market environment, particularly to small enterprises, and how his experience as a senior manager at a leading bank helped the business and the dream of growing Jijenge Credit Ltd to a bank.