Millennials are generally defined as those born between 1980 and 1999. These individuals are thought to be an experiential generation, who despite the high cost of living, would frivolously spend their hard-earned monies, with little or no considerations to save for retirement.
As young people, we crave for instant gratification, the cost notwithstanding. We put on a flamboyant façade, eclipsing the grim reality of our financial struggles.