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Finance coach and advisor Margaret Njeri defines smart shopping as mindfully and joyfully spending money. It isn’t about perfection. It is about shopping in a way that is in alignment with the heart and goals. She gives tips on how to achieve this.
Though budgets can be found daunting, women can approach smart shopping without feeling restricted by shifting from a “budget is punishment” mindset to “budgeting is freedom”, says Margaret. She recommends creating a spending plan instead of a restriction list. For example, instead of cutting out your guilty pleasures, plan for them purposely.
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