1 min read:How to escape poverty by doing this.

So how do you get by during lean times, how can you still live comfortably with less? Technology has given us options to get by with little.

Whatsapp, for example, introduced an option for free voice calls and video calls of good quality if your network reception is above average. With, these apps you need not spend money buying airtime to call or surf. Data bundles will suffice for both.

Mobile money is very helpful but still expensive. If you need to withdraw money from your bank account do not transfer it to your Mpesa account the transaction fee is too high.

Look for one of your bank's agents and withdraw from them its way cheaper ‘it might look like you are saving a little but if you put the power of compounding into place, it adds up to a tidy sum in the long run.

If you are a bachelor eating out might sound cheaper and more convenient but those take outs cost you a lot I like the advert by Barclays bank that has the illustration of how cutting back on take outs can afford you that laptop you really want. It you cook for yourself you end up saving more and affording what you really want.

Don’t take loans from Branch or Mshwari their interest rates are exorbitant as compared KCB Mpesa.Am not at any capacity putting in a good word for KCB Mpesa just do your homework and find out the difference. Branch for example charges you Sh 136 as interest on Sh 1000 loan whereas KCB charges you Sh 97.75 on a Sh 2500 loan. Who’s fooling who?

If you can use a matatu please do.Uber being the new in thing in Nairobi has brought in a new sense of pride among Nairobians.
 While it’s cool being chauffeur driven to your home or workplace, it also costs you a lot for that privilege. Using Sh 250 for a trip that would cost Sh 50 on a matatu is just foolish.uber should be used only where it’s necessary.

Lastly and least as millennials, the need to save your money is very important. Our youthful exuberance will not last forever.

It will be a shame for you being close to retirement and still servicing a mortgage.live within your means and the means will always be with you. Giving is also necessary to receiving be kind to remember your brethren.