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Chamas have graduated from being the monthly gatherings where members discuss their social issues between cups of tea and mandazi to serious investment groups with several real estate investments, writes NJOKI CHEGE
Without a doubt, real estate is a capital intensive investment that requires immense effort to own and reap profits from. Most middle class people will probably own one or two properties in their lifetime, while to some, the dream of owning a property remains a mirage.
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