Kenya's economy is expected to grow by 6.2% in 2018 thanks to an increase in exports and a rebound in the agricultural sector. CBK Governor DR. Patrick Njoroge says the economic fundamentals are gradually falling in place. Dr. Njoroge however expressed fears of continued uptake of loans with banks still shying away from lending to SME's noting this will create a gap that will open up the market to shylocks which could have serious consequences if not addressed.