Only 22,000 mortgages worth 164 billion shillings have been taken by kenya’s roughly 44 million due to high deposit demands by banks that have continuously locked out low income earners. However Commercial Bank of Africa CBA is now luring more Kenyans to mortgages through mortgage financing of up to 105 percent of the property value to enable customers achieve their dream homes. through a campaign dubbed “105% own your own home” CBA hopes to sensitize customers about the offering, which will also entail streamlining the processes to reduce the time taken before one can own the property, lower overall costs and creating value addition by signing strategic partnerships to give cba customers more value. this the bank says will enable Kenyans own homes at a cost ranging from five hundred thousand upwards