They strengthen your accountability muscle (Photo: iStock)
They give you better financial clarity

It's often hard to keep up with all our transactions properly. Sometimes you might even assume that you had enough to make certain purchases only to find out that you're unable to once you assess everything.

With apps, you get the benefit of accessing all this overwhelming information in one place. You will be able to see certain trends and plan better because you have a clearer perspective of your money through the app.

They strengthen your accountability muscle

When you budget manually or go by your instincts, it's harder to be more careful with how you spend. Even if you have your notebook at home with a clear budget it will be harder to resist unnecessary purchases because there is nothing to stop you.

At least if you have your app on your device tracking your moves, you will feel guiltier when you see where your money went at the end of the day. It will always remind you to stick to your budget which naturally helps you become more responsible.

 They help you be more prepared for emergencies (Photo: iStock)
They can help you achieve your financial goals

As you keep track of your records for weeks, months and even years through the app, you can gauge how far you have come and where you can improve when it comes to your targets.

The combined benefits you get from using an app will allow you to set goals and have the kind of progress you expect.

They help you be more prepared for emergencies

Planning for the unexpected is crucial. Many people don't have any emergency savings ready when a crisis comes.

To plan more efficiently, the budgeting app will come in handy. You will be able to account for every coin including what you have planned for your emergency fund.