In times of economic hardship, one has to develop mental fortitude to be able to make rational decisions like cutting back on lifestyle

Before you decide to break your savings this holiday, here are a few points to help you figure out if it is truly the right move

By planning and allocating a portion of your monthly budget to a dedicated holiday fund, you can mitigate the financial strain typically associated with end year celebrations

Building wealth with a single source of income may seem challenging, but it is achievable with the right strategies and mindset