Finance coach Margaret Njeri says there is also a cultural belief that money is meant to be enjoyed when the year ends, so people tend to relax their budgets.

Signs that someone has fallen off track with their finances are relying on credit to get through the month, avoiding their budget, or feeling anxious when money topics come up

In many cultures, talking about money with loved ones is considered taboo, often leaving financial matters shrouded in silence

Finance coach Margaret Njeri says there is also a cultural belief that money is meant to be enjoyed when the year ends, so people tend to relax their budgets.

Signs that someone has fallen off track with their finances are relying on credit to get through the month, avoiding their budget, or feeling anxious when money topics come up

In many cultures, talking about money with loved ones is considered taboo, often leaving financial matters shrouded in silence

Finance coach Margaret Njeri says there is also a cultural belief that money is meant to be enjoyed when the year ends, so people tend to relax their budgets.

Signs that someone has fallen off track with their finances are relying on credit to get through the month, avoiding their budget, or feeling anxious when money topics come up

In many cultures, talking about money with loved ones is considered taboo, often leaving financial matters shrouded in silence